City Select Auto

This is our premier in-house plan. Most of the vehicles financed at City Select Auto Sales are financed using this plan because of the ease of acceptance for our customers. The plan is in-house so acceptance rates are very high. It is also fast. Delivery is usually within one hour of choosing your vehicle. Acceptance is dependent upon your down payment and your ability to pay your payments. Social security, disability, and pension incomes are acceptable.

The interest rate is 0%. The loans are interest free.
The price you are quoted for the vehicle is the full price. There are no additional charges other than your state's charges for sales tax and tags.
The Buy Here Pay Here financing is very simple.
Deduct your down payment from the sale price to obtain the amount you will finance. Deduct every payment you make from your finance balance. Since there are no interest charges, every payment you make is fully deducted from your finance balance.
Payments vary from $40 per week to $75 per week. Payments can be made bi-weekly or monthly. There
are no prepayment penalties. It is important to keep your payments current.
Payments can be made at any City Select Auto Sales' office. Payments can be made in cash, check, or money order. Payments can also be mailed to any one of City Select Auto Sales' locations. Do not mail cash. Mailed payments must be by check or money order. Although payments on account can be by check, the vehicle down payment and motor vehicle fees must be made by cash, money order, or certified funds. Credit cards are not acceptable.
Each City Select Auto Sales Buy Here Pay Here customer is reported to the Credit Bureau within 30 days of delivery. With credit registered in the Credit Bureau, City Select Auto Sales' Buy Here Pay Here customers have the opportunity to build a good credit profile. This good credit profile can be the basis for obtaining a new car or home in the future.