• The types of information we may collect about you.
• How we protect the nonpublic information we may collect about you.
• The types of information that we may disclose to third parties.

• Information we receive from you on applications or other forms, such as your name, address, phone number, birth date, social security number, income, and employment history.
• Information about your transactions with us or others, such as your account balances, payment history, and credit worthiness.
• Information we receive from your consumer credit reports, such as your credit worthiness, credit history, and residency history.
• Representations made by you to us such as your employment, your account balances, or your relationships with other persons or other entities.
• Information that we collect or you provide to us when you visit our website such as your name, address, phone number, email addresses, and social security number.
• We also may utilize “cookies” in connection with our website. A cookie is a device used to determine when a visit to a site has occurred and to track your activity in a site.

• Information we receive from you on applications or other forms, such as but not limited to, “your name, address, phone numbers, birth date, social security number, income, email addresses, and employment history.”
• Information about your transactions with us or others, such as your account balances, payment history, and credit worthiness.
• Representations made by you to us such as your employment, your account balances, or your relationships with other persons or other entities that you may have used as a reference.

THE TYPES OF THIRD PARTIES TO WHOM WE MAY DISCLOSE INFORMATION

We are permitted by law to disclose information about you to third parties that perform services on our behalf and/or to other financial institutions with whom we have joint agreements. We are not required to give you the opportunity to opt out of such disclosures. We may disclose your nonpublic personal information to the following types of third parties:

• Financial service providers, such as motor vehicle lenders, insurance agents, credit bureaus, and providers of after market products such as products and service contracts.
• Non-financial service providers such as retailers, providers of after-market products such as warranties and service contracts, and collectors and collection agencies collecting debts.

HOW WE PROTECT THE NONPUBLIC PERSONAL INFORMATION WE COLLECT ABOUT YOU

We take our responsibility to protect your nonpublic personal information very seriously. We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We also restrict access to your nonpublic personal information to our employees who need the information to provide our products and services to you. We explain the importance of protecting your nonpublic personal information to our employees and take appropriate measures to enforce employee responsibilities regarding our Privacy Policy. We also maintain physical, electronic, and procedural safeguards to protect the security of the information we collect. We require any third party who receives information about you from us to agree to keep that information confidential and to use that information only for the purpose for which it was disclosed.

HOW YOU MAY INSTRUCT US NOT TO DISCLOSE CERTAIN
INFORMATION ABOUT YOU WHICH WE ARE NOT OTHERWISE
PERMITTED TO DISCLOSE BY LAW

If you are comfortable with our Privacy Policy and do not mind if we were to disclose your nonpublic personal information to respond to your inquiries, to provide better customer service, and to provide products, services, and other promotional information we believe may help meet your needs or be of interest to you, then you do not need to take any further action at this time.

If you prefer that we do not disclose your personal information to third parties described in this Privacy Policy, and you have not completed an Opt Out Form provided by us, then you may direct us not to make those disclosures as follows:

TO OPT OUT IN PERSON: You may complete the following OPT OUT FORM and deliver it to any Sales Manager at any City Select Auto Sales’ location. Please mark it Attention: Louis L. Pellegrini.

TO OPT OUT BY MAIL: You may complete the following OPT OUT FORM and mail it to City Select Auto Sales, Attention: Louis L. Pellegrini. 4375 Rt. 130 South, Burlington, NJ 08016.

You may also have additional privacy rights under state law. Please remember, however, that even if you decide to opt out of having your nonpublic personal information disclosed to certain third parties, we may still disclose nonpublic personal information about you as permitted by law.

If you are opting out for the first time, it may take up to ten business days to process your request. Your decision to opt out will apply to all financial products and services you obtain from City Select Auto Sales.

CLOSING

We appreciate your business. We hope you have found this information useful. If you have any questions, comments, or concerns regarding our Privacy Policy and its implementation, please do not hesitate to email us at info@cityselectauto.com .